How the Lifecheque funds are allocated is entirely up to you. You may decide to use the money for:

• Additional medical expenses
• Home Renovations
• Mortgage payments
• Child Care
• Housekeeping
• Vacation

A Lifecheque plan can be purchased on its own or added to a new or existing insurance policy. A Lifecheque claim will not diminish the amount of life insurance.

COVER YOUR LOVED ONES

Add the Children's Lifecheque rider available from $5,000 to $100,000. Cover your children for the following conditions:

Congenital Heart Conditions Cerebral Palsy Cystic Fibrosis Down's Syndrome Kidney Failure Loss of Speech

Major Organ Transplant Muscular Dystrophy Cancer Blindness Deafness Paralysis

Lifecheque Primary

The Primary Plan offers coverage for the four primary conditions: Heart Attack, Coronary Artery Disease Requiring Surgery, Cancer and Stroke. The premiums remain the same for the duration of the policy, which provides coverage until age 65.

Lifecheque Level

The Level Plan offers coverage for all 18 conditions. Premiums remain the same for the duration of the policy, which provides coverage until age 75

Lifecheque Renewable

The Renewable Plan offers coverage for all 18 conditions. The premiums automatically renew every 10 years based on attained age. The policy provides coverage until age 75.

Lifecheque Permanent

The Permanent Plan offers coverage for all 18 conditions. Certain conditions are limited to a diagnosis prior to age 75. The remaining conditions are covered for life.

Return of Premium Option

Adding the Return of Premium Option to your policy would provide a refund of premiums paid if no Lifecheque claim is payable. This option can be exercised at age 65 or 75.

Note:

Lifecheque is available in a Business / Key Personnel configuration. It is available for both men and women.